# Maximum value of a Nexus payment

* **The Nexus Scheme does not set a minimum or maximum limit** on transaction values.
* Each **IPS operator may choose to set their own maximum payment value for Nexus payments,** at their discretion (or depending on any domestic regulatory requirements).

### Setting a Maximum Payment Value at the IPS Level

* Each IPS operator **must** inform Nexus of the value limit (if any) applicable in their IPS via the Nexus Service Desk.
* This Nexus-specific maximum value may be lower than the maximum set for domestic payments, at the IPS operator's discretion.
* Nexus will share information about the value caps for each country with the PSPs making payments to that country, via the `GET /countries/` API operation.

### How Nexus applies IPS-defined maximum value limits

* Nexus will also apply IPS-specific value limits when [generating quotes](/fx-provision/quotes.md#toc163809595) in response to requests from PSPs.
* Since both IPSs in a Nexus payment can apply limits, Nexus will apply the lower of the two limits, at the exchange rate given in a particular quote. (See [Quotes](/fx-provision/quotes.md).)

### Limits set by PSPs

* A **Source PSP** **may** choose to apply their own (lower) limit on the value of payments which can be sent. They can do this by simply limiting the value that the Sender can enter into the payment instruction, and not sending payments over this value.
  * Source PSP-specific limits are entirely the responsibility of the PSP in question.
  * Source PSP-specific limits are not known to Nexus and will not be enforced by Nexus.
* A **Destination PSP** **may** choose to refuse payments that are above a certain value, although this **should** be avoided whenever possible due to the negative impact on user experience.
  * Nexus is not aware of any value limits set by a Destination PSP and is therefore unable prevent payments over that cap being sent to the Destination PSP.
  * In the case that the Destination PSP receives a payment above their own value limit, the Destination PSP must reject the `pacs.008` payment instruction with the appropriate reason code.


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